Insurance Pricing
Prepare a review-ready insurance price indication from approved risk evidence and pricing rules.
WORKFLOW BOUNDARY
Starts: when an approved quote request and required risk information are available.
Uses: application data, verified risk evidence, approved pricing rules, actuarial inputs, and product constraints.
Agent work: validate required inputs, organize risk factors, apply approved rules, and flag missing or conflicting evidence.
Stops: when an authorized pricing or underwriting owner reviews the indication.
Excludes: binding coverage, changing actuarial policy, or issuing an unapproved price.
Before: pricing teams gather risk evidence, apply rules, and document exceptions across separate systems.
After: approved inputs and rule results are assembled into a traceable indication with clear exceptions.
Actuarial and underwriting owners approve models, rules, overrides, and final price. Missing evidence and out-of-range cases require human review.
