Life insurance sourcing

The platform helps match a client to a life insurance solution suited to their situation, drawing on its carriers and advisor expertise. A Beam agent reads a new client record, applies your rule to gather the required details and start a case, and updates your system as options come back. When a client's circumstances are complex, or the fit is unclear from the data, the agent routes the case to a licensed advisor rather than proposing coverage, keeping the recommendation with the person qualified and required to make it.

Advisor supported cases

Expert advisors stand behind each case, so clients get human guidance alongside the digital process. A Beam agent handles the administrative flow: it reads case updates, applies your rule to move routine steps forward, and notifies the advisor when their input is needed. If a case involves underwriting questions, disclosures, or a best interest judgment, the agent hands it to the advisor with the details assembled, so regulated decisions stay with a person while the agent clears the paperwork around them.

Application status updates

Applications progress through stages from submission to a decision, and the platform reflects where each one stands. A Beam agent reads status changes, applies your rule, and updates the client record or notifies the owner so no application stalls unnoticed. When a case sits past the window you set, or a status signals a problem like a pending requirement, the agent flags it to a person to act on, so a client is not left waiting on coverage while a step quietly goes unaddressed by anyone.