Payment collection

Mamo Business issues payment links and records incoming payments for a business. When an invoice or order is ready, the agent reads the amount and customer, applies your billing rule, and generates the payment request, then posts the link where your process expects it. As payments settle, it marks the matching record paid and notes the reference. Refunds, chargebacks, or amounts that do not agree with the source invoice are never actioned automatically; the agent flags them and notifies finance, who confirms the customer and the figure before any money moves out.

Expense categorization

Company spending in Mamo Business arrives as card transactions and expenses that need a category and owner. The agent reads each new transaction, applies your chart-of-accounts rule, and tags the expense with the right category, project, and cost center, attaching the receipt where one is linked. Clear, recurring merchants are coded without review. A transaction from an unknown vendor, an unusual amount, or a category that could be personal is left uncoded and passed to the finance owner, who assigns the category and confirms it belongs to the business.

Approval workflows

Spend requests in Mamo Business move through approval before funds are released. The agent reads a submitted request, checks it against your approval policy, such as limits by team or vendor, and either advances it to the next approver or records the approval when the request sits inside agreed thresholds. Requests within policy keep moving without delay. Anything above an approver's limit, missing documentation, or tied to a new supplier stops and is routed to the budget owner, who reviews the justification and decides whether to release, hold, or reject the spend.